Valentines day for him

Oh Valentine’s day… some people hate it, some people love it. I am personally not the Valentine’s day person while Tate and I have a $30 limit and veg out. If you are under a tight budget this year here is some great picks for under $50 for your sweet heart.

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That’s all Mug | Toiletry case | Tom Ford Bar Soap | Dart Board | Handblown Beer Glass | Spicy jerkgram | Heated Shaving Cream Dispenser

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xoVictoria-2

Signature smell?

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I love perfume, but sometimes it’s so hard to find something that isn’t so strong and overbearing. I love fresh, clean scents that smell so good that you would think it’s top notch expensive but mine isn’t! I have been using the Design by Paul Sebastian for a while now. The first time I had got a whiff of it was from one of the fellow VP’s at my work had it on and she ALWAYS smelt good, and yes being close to her I asked what her perfume was and bought it that day! ( I know I’m weird)

You can purchase this perfume at Target, Amazon , CVS

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xoVictoria-2

Snowball effect ( getting out of debt) wk1

While my blog is based on beauty, fashion and lifestyle I had been contemplating whether or not to submit the post.. People who love to shop and have a life have debt right? I can’t be the only one… Debt is a touchy subject not only for me but for most people in the world. I’ve decided I will keep Monday as my “Shunday Monday” post on my updating financial situation while using the snowball effect.

The snowball effect is when you write all your debt down from lowest amount  to highest ( some people use interest rates but I prefer amounts). So for instance you have 4 CC’s one that is 6k, 1k, 500, and 3.2k order them from least amount to greatest and begin the snowball. Have a budge seriously you NEED a budget! I have set aside $600 from EACH paycheck just for bills I have about 18k-21k ( I can’t remember off the top of my head)  in debt from hospital bills, student loans, CC bills. I pay the minimum on all bills and use the last chunk of money left over to pay on the lowest card so it get’s paid off faster ( and it feels great) I have 3 bills I take out of my 15th paycheck and 4 out of my 30th pay.

The whole point of this is to pay off debt so don’t use your cards at all! According to my calculations by the 13th of February ( not including any extra money I may receive aka tax return/bonus) I will have 1 card paid off! ( Happy dance).

Hopefully I will help someone out who is in dire need of feeling freed from owing money and inspire some that may want to but afraid to!

Bills:

  1. T- 661.19 < —— 1st to go!
  2. BY- 1032
  3. BA1-1266
  4. NM-2273
  5. SR-2648
  6. BA2- 4960
  7. DSC-5430
  8. misc- 446 ( not included to pay off)

xoVictoria-2

$50 Amazon Giveaway

Happy Friday! That is the best feeling in the world when you can kick off your work clothes and enjoy the weekend. To celebrate the weekend, I’ve paired up with some fabulous bloggers to giveaway a $50 Giveaway to Amazon!

Are you a blogger who wants to participate in giveaways like these to grow your blog? Click here to find out how you can join a totally awesome group of bloggers!”

<=”a Rafflecopter giveaway

xoVictoria-2